IA generativa da Mastercard ajuda bancos a evitar fraudes

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Usando IA generativa, a Mastercard criou um modelo para detectar e erradicar transações fraudulentas na sua rede.

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O modelo usa dados das 125 bilhões de transações anuais da rede da Mastercard.

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O algoritmo gera caminhos pela rede da Mastercard e atribui pontuações às transações.

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Uma pontuação alta indica uma transação legítima. Uma pontuação baixa indica um golpe.

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O processo leva apenas 50 milissegundos e pode melhorar as taxas de detecção em 20%.

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Em alguns casos, o modelo pode levar a melhorias de até 300% na detecção de fraudes.

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A Mastercard investiu mais de US$ 7 bilhões em cibersegurança e tecnologias de IA nos últimos cinco anos.

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